![]() Funds advanced from a Home Equity Line of Credit with SECNY cannot be used to open a Certificate of Deposit at SECNY Contact any SECNY office for details. Home Equity Lines of Credit currently financed through SECNY Federal Credit Union cannot be refinanced with this offer. Loan rate and amount are based on credit qualifications and available equity in property. There is no limit on the amount by which the Annual Percentage Rate can change during any one period up to the maximum permitted by law. The rate is based on an Index Rate of the Wall Street Journal Prime Rate. Rate expressed for Line of Credit is variable and can be adjusted annually on the first day of the month following the anniversary date of opening. **See Ellen for loan requests above $150,000 ***All fees paid in conjunction with the loan are subject to recapture if the loan is closed within three years.Ģ APR = Annual Percentage Rate. Primary Residence Only, 1st or 2nd Lien Only, Loans from $10,000 to $150,000** Maximum loan amount not to exceed 90% of appraised value No Closing Costs***-$300.00 Application Fee (refunded at closing). Rate subject to change annually on the anniversary date of the loan. Regular Rate is variable based on Prime Rate (as published in the Wall Street Journal). *Introductory Rate (in effect for 1st year) 10 Year Draw Period with 15 Year Repayment Term. Loan Application Debt Consolidation Calculator Funds advanced from a Home Equity Line of Credit with SECNY cannot be used to open a Certificate of Deposit at SECNY. Rates listed required one of the following (otherwise add 0.25%): A SECNY Checking Account with eStatements OR you are a Save2Earn Account Holder. Not a member?Īll eligible borrowers will need to become a member of the credit union and open their membership account prior to or at time of application. All fees paid in conjunction with the loan are subject to recapture if the loan is closed within three years. ![]() ![]() As low as 0.99% APR locked in for 1 year. Contact Mortgage Department for current rates and details.Ģ APR = Annual Percentage Rate. To celebrate the upcoming Grand Opening of our new Fairmount Branch, we are celebrating across ALL of our SECNY branches with the following:Įnjoy a Home Equity Line of Credit as low as 0.99% APR 2 and no closing costs! 2ġ “As low as” rate expressed for 30-year fixed/biweekly mortgage loans and may vary based on credit qualifications and term. ![]()
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